Blackjack
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Blackjack rules

Card values, the order of play, payouts and the table rules that change your decisions.

Blackjack asks you to beat the dealer without exceeding 21. Getting as close as possible is sometimes useful, but it is not the objective by itself. A player with 13 wins when the dealer busts; a player with 20 loses when the dealer finishes on 21. Every decision belongs to that comparison.

This reference uses one defined game: six decks, dealer stands on soft seventeen, doubling on any first two cards, doubling after a split, no surrender and a US hole-card check. Other games called blackjack can use different rules. The definitions below explain our educational profile rather than promise the rules at a particular casino.

Count the hand correctly

Cards from two through ten carry their printed value. Jacks, queens and kings count as ten. An ace counts as eleven whenever doing so keeps the hand at 21 or below; otherwise it counts as one. Suits do not affect the main game’s total.

CardsTotalClassification
King, seven17Hard seventeen
Ace, six17Soft seventeen
Ace, six, ten17Hard seventeen
Ace, ace, five17Soft seventeen
Ace, nine, five15Hard fifteen

A soft hand has an ace currently counted as eleven. That flexibility matters because the next card cannot immediately bust it: the ace can drop to one. A hand containing an ace can still be hard. Recalculate after each draw instead of using “has an ace” as the definition. The soft-hands chapter follows these changes through actual decisions.

Follow the order of a round

At a conventional table, players place their wagers before the deal. Each player receives two cards; the dealer has a visible upcard and a concealed hole card. Against a dealer ace or ten-value card, this profile checks for dealer blackjack before players hit, double or split. A dealer natural settles the round immediately, with a player natural pushing.

When there is no dealer blackjack, players complete their hands in turn. Each hand competes against the dealer independently. After the players finish, the dealer reveals the hole card and follows a fixed drawing rule. The dealer does not change that rule because one player has 20 or because several others have busted.

Our web trainer isolates the decision. It has no wagering balance, and choosing the correct move is the exercise. Monetary examples in this guide explain conventional settlement.

Understand what each action commits you to

ActionWhat happensImportant limit in this profile
HitReceive another cardContinue choosing if the hand remains playable
StandKeep the current totalThe hand is finished
DoubleAdd an equal wager and receive one cardFirst two cards only; no further draw
SplitTurn an equal-value pair into separate handsEqual extra wager; maximum four hands

Doubling exchanges future choices for a larger stake. Splitting creates new hands that need their own decisions. Our trainer represents all ten-value ranks as 10, so an equal-value ten pair is represented the same way regardless of face-card artwork. Basic strategy keeps that twenty together.

Split aces are special: each receives one extra card and then stops. They cannot be doubled or resplit here. Other pairs can be resplit within the four-hand limit, and ordinary split hands can be doubled. Read splitting and doubling down before treating those buttons as interchangeable ways to increase a wager.

Settle the hand, including the exceptions

A player bust loses immediately. The dealer subsequently busting does not undo that loss. This order of settlement is an essential asymmetry: players must survive their own decisions before they can benefit from a dealer bust.

For surviving hands, a dealer bust pays an ordinary win; otherwise higher total wins and equal total pushes. A natural blackjack is an ace and a ten-value card in the original two-card hand. It beats a dealer’s ordinary twenty-one and pays 3:2 in this profile. A natural against a natural pushes. A twenty-one after splitting is an ordinary hand, including ace–ten on a split ace.

For a £10 original wager, an ordinary win makes £10 profit and returns the £10 stake. A natural makes £15 profit and returns that stake. A push makes no profit and returns the stake. After a £10 double, the total £20 stake wins or loses together. These are payout definitions, not predictions about profitability.

The official New Jersey game-rules reference, Subchapter 2 documents conventional blackjack procedures and permitted variations. It is a useful reminder that payout, split and dealer rules are specified separately.

Read the rules before reading a chart

The dealer stands on every seventeen here, including ace–six. At an H17 table, the dealer hits soft seventeen while still standing on hard seventeen. That difference changes player strategy; it does not mean the player should copy the dealer’s drawing rule.

Surrender, when offered elsewhere, lets a player give up an eligible hand for part of the wager. It is unavailable here. Insurance is a separate wager on dealer blackjack, rather than protection for the player’s cards; it is outside our trainer’s action set. Blackjack payouts of 6:5 also differ from this profile’s 3:2.

Check those labels, then use basic strategy. Knowing the rules makes the chart intelligible: it tells you which decisions exist, when the decision ends and exactly what the result means.

Training rules: six decks · dealer stands on soft 17 · no surrender

This is a separate educational profile. Rules can differ between app tables and other games.

  • Six decks. Dealer stands on all 17s, including soft 17.
  • US hole card and peek: decisions assume the dealer has checked and does not have blackjack.
  • Double any first two cards, including after splitting. Doubling ends the hand after one extra card.
  • Split equal card values into at most four hands. Split aces receive one card each; no resplitting aces.
  • No surrender. A natural blackjack pays 3:2; 21 after splitting is not a natural.
  • Total-dependent strategy. No card counting or expected-value estimates.

Profile six-deck-s17-das · rules 1.0.0 · strategy 1.0.0. The trainer asks for one decision per hand; it does not simulate wagers or settlement.

Frequently asked

What does the dealer do on 17?
The dealer has no choices. Under the common rule printed on the table felt, the dealer draws on any total of 16 or less and stands on any 17 or more. The only variation concerns soft 17: at an S17 table the dealer stands on ace–six, and at an H17 table the dealer hits it. The dealer never doubles, splits, surrenders or takes your cards into account; they follow the fixed rule regardless of what the players hold.
How are aces counted in blackjack?
An ace counts as either one or eleven, whichever helps the hand without busting. Ace–seven is 18 (soft), because the ace is counted as eleven; draw a ten and the same ace becomes one, giving hard 18. You never choose the value out loud; it is applied automatically. Only one ace in a hand can count as eleven at a time, since two elevens would already total 22. Tens, jacks, queens and kings all count ten, and every other card counts its face value.
What is a natural in blackjack?
A natural, also simply called a blackjack, is an ace plus a ten-value card (ten, jack, queen or king) as your first two cards. It is paid at a premium, 3:2 at a full-payout table, so a £10 bet wins £15 plus the stake back. A 21 made with three or more cards, or an ace–ten made after splitting, is only an ordinary 21: it beats a dealer 20 but loses to a dealer natural and is paid at 1:1.
What is a push in blackjack?
A push is a tie between your final total and the dealer's. Your bet is returned and you neither win nor lose. Two naturals push, two 19s push, and so on. A push does not occur when you bust, because a bust loses immediately even if the dealer later busts too. Note that at most tables a player's three-card 21 does not push a dealer natural: the natural outranks it and the player loses.
Does a blackjack beat a 21?
Yes. A natural (ace plus ten-value card as your first two cards) beats any 21 made with three or more cards, and beats a 21 made after a split. If you draw to 21 and the dealer turns over a natural, you lose. If both you and the dealer have naturals, the hand is a push. This ranking is the reason the dealer checks the hole card for a natural before anyone plays in a US-style game: a dealer blackjack ends the round immediately.
Sources & editorial notes

By Blackjack World Tour · Updated 2026-10-12 · Owner review pending

Training decisions use the profile above. Articles also explain other rule sets where stated. Match the reference to your table; basic strategy cannot guarantee a winning hand.

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