Blackjack
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Rules & variants

How each rule moves the house edge, and how Spanish 21, Switch, Free Bet and Pontoon differ from the standard game.

01 · 7 min read

How rule variations change the house edge

A reference table of common blackjack rule variations and their approximate effect on the house edge, with a worked method for adding them to a baseline.

02 · 6 min read

H17 vs S17: dealer hits or stands on soft 17

What changes when the dealer hits soft 17, how much it costs the player, and the exact basic-strategy cells that flip in a multi-deck game.

03 · 6 min read

6:5 blackjack vs 3:2: what the payout costs

Worked payout arithmetic for 6:5 and 3:2 blackjack, the exact house-edge cost of the short payout, and how to spot it on the felt before you sit.

04 · 6 min read

European no-hole-card rules (ENHC and OBO)

How no-hole-card blackjack works, the difference between ENHC, OBO, OBBO and BB+1 settlement, what it costs, and which doubles and splits to abandon.

05 · 6 min read

Deck count: single-deck vs multi-deck blackjack

Why fewer decks lower the house edge, a table of edge by deck count, how casinos claw it back with 6:5 and tighter rules, and what penetration means.

06 · 6 min read

Double and split rule variations

How doubling restrictions, double after split, resplitting and split-ace rules change the house edge, and which basic-strategy cells each rule moves.

07 · 7 min read

Spanish 21: rules, bonuses and house edge

How Spanish 21 works without tens, what its bonuses and double-down rescue are worth, its house edge by rule set, and how its strategy differs from blackjack.

08 · 6 min read

Blackjack Switch: rules, edge and switching strategy

How Blackjack Switch lets you swap cards between two hands, what the push-22 and even-money blackjack rules cost, the house edge, and when to switch.

09 · 7 min read

Free Bet Blackjack: rules, edge and strategy

How Free Bet Blackjack's free doubles and free splits work, what the push-22 rule costs, the house edge under common rules, and how strategy changes.

10 · 7 min read

Pontoon and Australian blackjack

British Pontoon with twist, stick and buy; Australian casino Pontoon derived from Spanish 21; and Australian no-hole-card blackjack with BB+1 and OBBO rules.

11 · 7 min read

Double Exposure and other blackjack variants

Double Exposure, Super Fun 21 and Blackjack Plus: what each variant changes, what it gives back, and the house edge where it has been measured.

Quick answers

What does "dealer must hit soft 17" mean?
It means the dealer keeps drawing when their hand is a 17 that includes an ace counted as eleven, for example ace–six, and only stops on a hard 17 or any total of 18 or more. Casinos abbreviate this rule to H17. The alternative, S17, has the dealer stand on every 17. Hitting soft 17 helps the house: the dealer can improve the hand more often than it busts, which adds roughly 0.2 percentage points to the house edge compared with the same game under S17. Read more →
What does double after split (DAS) mean?
Double after split, abbreviated DAS, means that once you have split a pair you may double down on either of the resulting hands if the first card drawn makes a good doubling total. Split a pair of fours against a 6, draw a five on one hand for a nine, and DAS lets you double on that nine. The rule favours the player by roughly 0.1 to 0.15 percentage points and changes a few strategy decisions: with DAS you split 2s and 3s against a 2 or 3, 4s against a 5 or 6, and 6s against a 2. Read more →
What is the difference between 6:5 and 3:2 blackjack?
The ratio is what a winning natural pays. At 3:2 a £10 bet on a blackjack wins £15; at 6:5 the same bet wins only £12. You are dealt a natural about 4.75% of the time in a six-deck game, so losing £3 of profit per £10 on each one costs about 1.4 percentage points of return over the long run. That is more than every other common rule variation combined, which is why experienced players avoid 6:5 tables even when the minimum bet is lower. Read more →
How many decks are used in blackjack?
Anything from one to eight standard 52-card decks, with no jokers. Most casino tables today deal six or eight decks from a shoe; single- and double-deck games are usually dealt by hand. Fewer decks are better for the player when every other rule is equal, because naturals and good doubles come slightly more often, but casinos frequently pair single-deck games with the 6:5 payout, which more than wipes out the deck advantage. Check the payout before the deck count. Read more →
What is no-hole-card (European) blackjack?
In a no-hole-card game the dealer takes only one card at the start and draws the second after all players have finished. Because there is no hole card, the dealer cannot check for blackjack before you act, so you may double or split and then lose to a dealer natural. Under the strict European rule (ENHC) you lose every bet on the table; under "original bets only" (OBO) you lose only your initial stake. Strategy adjusts: against a dealer ace or 10 you double and split less often. Read more →
What does it mean when the dealer peeks?
When the dealer's upcard is an ace or a ten-value card, a US-style game has the dealer check the face-down hole card for a natural before any player acts, usually with a small mirror or electronic reader so nobody else sees it. If there is a blackjack, the round ends and only insurance bets and player naturals are settled. If there is not, play continues and you can double or split knowing you cannot lose those extra bets to a dealer natural. The site's chart assumes this peek rule. Read more →
Does basic strategy change with the number of decks?
Slightly. The core chart for four to eight decks is identical, which is why this site uses one six-deck chart. Single- and double-deck games have a handful of extra doubles because removing a few cards changes the composition more: for example, in single deck you double hard 8 against a 5 or 6 and hard 11 against an ace. The dealer's soft-17 rule and whether you may double after splitting change more decisions than the deck count does. Always state which rules a chart assumes. Read more →
How much does a 6:5 payout cost the player?
About 1.4% of every bet. You are dealt a natural roughly 4.75% of the time in a six-deck game, and 6:5 pays 1.2 times the bet instead of 1.5, a shortfall of 0.3 bets each time: 0.0475 × 0.3 ≈ 0.014, or 1.4 percentage points, slightly less once naturals that push against a dealer natural are excluded. Published figures put the cost at about 1.39%. That turns a game with a 0.4% edge into one with nearly 1.8%, more than quadrupling what the casino expects to win from you. Read more →
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